VIRTUAL EQUB is a financial institute established in 2007 E.C to revolutionize the traditional operation of EQUB by introducing a technology solution to create accessibility and opportunity.
Over the past years, VIRTUAL EQUB has helped thousands of individuals and businesses to access financial resources to ensure their growth and business sustainability. Our company is pushing even for more digital financial solutions customized to our customers' needs..
The foundation of Equb
Equb is Ethiopia’s trusted form of group savings. Globally, the same idea is known as ROSCA — a Rotating Savings and Credit Association. Virtual Equb brings this proven model online, with transparency and security built in.
A group of members contribute a fixed amount on a regular schedule. Each cycle, one member receives the full pooled pot — the rotation continues until everyone has had their turn.
Traditional Equb follows the ROSCA principle: collective discipline, shared trust, and fair rotation. Members save together and take turns receiving the lump sum when they need it most.
We digitize the ROSCA/EQUB model so you can join groups, automate contributions, track payouts, and manage your savings — anytime, from your phone — without losing the community spirit behind Equb.
Move from idea to payout in a few guided steps.
Download the app, sign up in minutes, and verify your details to join a trusted community.
Browse curated groups or launch your own with custom rules, amounts, and members.
Automate contributions, receive reminders, and keep every member on schedule.
Get your full turn on time, with full visibility into transactions and group activity.
From friends and families to growing businesses, Virtual Equb adapts to you.
Plan for school fees, household upgrades, or emergencies with disciplined savings.
Digitize traditional Equbs for communities, friends, and associations.
Run saving circles for staff, partners, or vertical programs with full control.
We work with trusted institutions
Join thousands of users managing their Equb contributions through our mobile app. Get instant access to your groups, track payments, and manage your financial goals.
Stories from people who save and grow with Virtual Equb.
“Joining an Equb through the app was seamless and secure. I love the transparency.”
“The flexibility of Virtual Equb fits my lifestyle perfectly. Managing savings is now effortless.”
“Our group savings are finally organized. Everyone sees the plan, the schedule, and the progress.”